Securitize Japan has integrated its tokenization infrastructure with the XRP Ledger (XRPL), marking a significant step in Japan’s push to modernise its financial markets through blockchain technology. The move is part of the Japan Financial Infrastructure Innovation Program (JFIIP), launched in December 2025, which aims to bridge traditional finance and compliant Web3 systems.
Through the integration, Securitize will use the XRPL to issue and manage regulated digital securities, expanding access to institutional-grade, yield-bearing assets. These tokenised assets are designed to move with the speed and flexibility of stablecoins, while remaining within Japan’s strict regulatory framework.
The partnership brings together key players from Japan’s financial sector, including Mizuho Bank and SMBC Nikko Securities. Their involvement provides traditional banking and securities market expertise, helping to ensure that tokenised products meet regulatory and compliance standards set by Japan’s Financial Services Agency (FSA).

The integration also enables the transfer of tokenised funds such as BlackRock’s BUIDL and VanEck’s VBILL, using Ripple’s U.S. dollar-pegged stablecoin, RLUSD. This functionality is expected to improve settlement efficiency and liquidity for digital securities within regulated markets.
Beyond infrastructure, the JFIIP includes direct support for innovation. Ripple and its partners are offering $10,000 grants to Japanese startups building compliant solutions on the XRPL, with a focus on stablecoins, real-world asset tokenisation and credit infrastructure. The initiative reflects Japan’s broader strategy of leveraging clear regulation to attract blockchain-based financial innovation without undermining investor protection.
With Japan positioning itself as a hub for compliant digital finance, the Securitize-XRPL integration signals growing confidence among institutions that blockchain can be deployed at scale within regulated financial systems.

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