Kenyan fintech firm tabb has launched the country’s first large-scale fuel credit line aimed at easing cash flow pressures for transport and logistics companies facing rising fuel costs.
The facility, developed in partnership with Galana Energies, allows fleet operators to access interest-free fuel credit through partner banks and refuel at participating service stations across East Africa.
Under the scheme, businesses approved for credit can draw down a revolving facility at the point of purchase, while suppliers receive immediate payment. Operators then repay the issuing banks over 30 to 90 days, depending on agreed terms.
The company said the model is designed to reduce reliance on informal supplier credit arrangements that have long characterised the sector, while ensuring more predictable cash flow management for logistics firms.
Transport operators across Kenya and the wider region have faced mounting pressure from volatile fuel prices, which have increased working capital requirements and strained operational budgets.
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tabb said the system aims to ensure that fuel procurement does not disrupt business continuity by allowing companies to refuel immediately and settle payments later when revenues are received.
“What we’re launching today is the clearest expression yet of tabb’s role in the market,” said Don Okoth, the firm’s director of Mobility, describing the platform as a bridge between banks, suppliers and businesses.
He said the initiative would help formalise credit flows in the transport sector and improve efficiency across the fuel supply chain.
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Chief executive Mesh Alloys said the fuel credit line marked a shift in how logistics firms finance their largest operational expense, adding that access to structured credit would support business growth.
The fintech firm said the initiative forms part of its broader expansion strategy to provide digital credit infrastructure across East Africa, with plans to extend similar financing solutions to other sectors including retail, hardware and pharmaceuticals.
Analysts say transport operators in the region remain highly sensitive to fuel price fluctuations, which directly affect freight costs, delivery schedules and profitability.
The launch comes as African logistics markets continue to search for financing models that reduce reliance on upfront cash payments and improve liquidity across supply chains.
