Ripple has marked a major operational milestone in 2025, with its global payments platform processing more than $95 billion in total transaction volume, underscoring the company’s growing role in cross-border financial infrastructure as the crypto market shifts toward real-world utility.
The surge in volume reflects a year of aggressive institutional expansion for the San Francisco-based blockchain firm. In November 2025, Ripple closed a $500 million strategic funding round led by Citadel Securities and Fortress Investment Group, valuing the company at approximately US$40 billion. The investment signalled renewed confidence from traditional financial players in Ripple’s long-term business model, particularly as regulatory clarity around parts of the crypto sector improved.
A key driver of Ripple’s growth has been the rapid adoption of its USD-backed stablecoin, RLUSD. Launched less than a year ago, RLUSD surpassed a US$1 billion market capitalization in 2025 and is already being deployed for treasury operations and as collateral on institutional trading platforms. The stablecoin’s uptake has strengthened Ripple’s appeal to corporate clients seeking predictable, compliant digital settlement tools rather than speculative crypto assets.
Ripple has also expanded its financial ecosystem through a series of strategic acquisitions aimed at building end-to-end infrastructure for institutional clients. The company has completed six acquisitions in recent years, including GTreasury, a treasury management firm, and Hidden Road, which has since been rebranded as Ripple Prime to serve as its institutional brokerage arm. These moves position Ripple not just as a payments network, but as a broader financial services platform operating on blockchain rails.
Regulatory positioning has further supported Ripple’s growth. The company now holds 75 regulatory licenses worldwide, enabling it to move funds directly for banks, payment providers, and corporates while reducing reliance on traditional intermediaries. This licensing footprint has helped Ripple differentiate itself in a market increasingly shaped by compliance requirements and scrutiny from regulators.
Ripple’s payment network currently serves more than 300 customers across over 40 countries, offering faster settlement times and lower costs compared with legacy cross-border systems such as SWIFT. As global institutions seek efficiency gains in international payments, Ripple’s ability to operate at scale has become a central part of its value proposition.
The US$95 billion transaction milestone comes as industry leaders warn that the crypto sector is entering a more demanding phase, where projects are judged on productivity, adoption, and measurable impact rather than hype.
Ripple to expand US$1.3bn RLUSD stablecoin to Ethereum Layer-2 networks
